Bihar Student Credit Card Scheme (Saat Nischay-2)

Eligibility

Bihar residents (12th pass) admitted to a recognised higher-education course; age and other conditions as notified

This is an education loan from a bank with the state government's support. Read the repayment terms before accepting.

How to apply — step by step

1. 1
   Take admission in an eligible course / institution and keep the admission letter and fee structure.
2. 2
   Open the 7 Nishchay Yuva portal (7nishchay-yuvas.bihar.gov.in) and choose Student Credit Card.
3. 3
   Register with your mobile number and Aadhaar details and log in.
4. 4
   Fill in the application: personal, course, institute and fee details.
5. 5
   Upload the documents and submit; note the application number.
6. 6
   The application goes to a bank; visit the branch if you are called for documents / verification.
7. 7
   Once sanctioned, the loan is paid to the institution; follow the repayment rules given by the bank.

Documents you will need

• Aadhaar card
• Passport-size photograph
• 10th and 12th mark sheets
• Admission letter and fee structure of the institute
• Bihar residence certificate
• Bank account details
• Parent / guardian details